ZIP 54849 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54849 (Douglas County, Wisconsin) at a low 16/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (65/100)). Its heaviest discrete signals: construction/permit lag (57/100), structural risk (34/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Structural exposure scores 34 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 3.4% year on year, and 32% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,826 residents call 54849 home, typically aged 50. Around 38% of renters are cost-burdened. The tenure split is 90% owner-occupied to 10% rented. The poverty rate is 6.0% — low. Home values center near $261,000, an affordability ratio of 3.3× — accessible. The demographic-stress sub-score lands at 28/100. Vacancy runs 35.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 33% bachelor's-or-above. There are about 1,261 housing units across 54849. At $77,353, median income runs near typical U.S. levels.

Taken together, 54849 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 54849 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 54849 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Douglas County, Wisconsin and the nation. The score is rebuilt from public data as it updates, so 54849 reflects the current record instead of a stale or modeled snapshot.

Behind 54849's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 54849 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.