ZIP 54859 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54859 (Washburn County, Wisconsin) at a minimal 13/100 for overall property distress. The split runs 30/100 structural to 3/100 active on the ground. Leading the profile are construction/permit lag (70/100), structural risk (30/100), mortgage stress (9/100). mortgage stress (9/100) and institutional ownership (4/100) stay muted.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 31% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $51,641, median income runs below typical U.S. levels. The vacancy rate is 54.2% — elevated. 81% of housing is owner-occupied. Rent burden reaches 65% of tenant households. The poverty rate is 15.8%. The ZIP holds roughly 2,356 housing units. The demographic-stress sub-score lands at 40/100. The typical home is worth about $225,300 (4.0× income). Educational attainment sits at 23% bachelor's-or-above. About 2,265 people live here, median age 53.

On the whole, 54859 leans distressed, with opportunity clustered in specific stressed parcels. While 54859 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 54859 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 54859, the field stays empty rather than modeled, and fills in as new documents post.

Behind 54859's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 54859 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.