ZIP 54876 Foreclosure, Tax-Lien & Distress Report

ZIP code 54876 in Sawyer County, Wisconsin carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (63/100), structural risk (33/100), mortgage stress (10/100). mortgage stress (10/100) and institutional ownership (4/100) stay muted. Latent structural risk is 33/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 32% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 2,002 housing units. Owners hold 84% of homes, renters 16%. The vacancy rate is 61.7% — elevated. Rent burden reaches 11% of tenant households. DLRadar's demographic-stress index for the area reads 30/100. Around 24% of adults hold a bachelor's degree or higher. Population is roughly 1,690 with a median age of 55. At $69,444, median income runs near typical U.S. levels. The typical home is worth about $282,100 (3.8× income, relatively affordable). 8.7% of residents fall below the poverty threshold.

On the whole, 54876 leans distressed, with opportunity clustered in specific stressed parcels. While 54876 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 54876's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 54876 shows blanks, not estimates, wherever the record is sparse.

Behind 54876's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 54876 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.