ZIP 54862 Foreclosure, Tax-Lien & Distress Report

In Sawyer County, Wisconsin, ZIP 54862 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (59/100), structural risk (36/100), mortgage stress (10/100). On the quiet end sit mortgage stress (10/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (70/100)). The split runs 36/100 structural to 3/100 active on the ground.

Prices here sit in a peak phase: values rose 4.6% over the trailing year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 271 housing units across 54862. About 313 people live here, median age 50. At $64,375, median income runs below typical U.S. levels. The tenure split is 95% owner-occupied to 5% rented. Rent burden reaches 38% of tenant households. Educational attainment sits at 18% bachelor's-or-above. The poverty rate is 6.7% — low. Home values center near $213,300, an affordability ratio of 3.0× — accessible. On demographic stress specifically, 54862 scores 29/100. The vacancy rate is 43.7% — elevated.

Taken together, 54862 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 54862 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 54862 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54862 can be compared directly against any other ZIP in Sawyer County, Wisconsin or nationwide. The score is rebuilt from public data as it updates, so 54862 reflects the current record instead of a stale or modeled snapshot.

Behind 54862's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 54862 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.