ZIP 54828 Property Distress & Foreclosure Data

ZIP code 54828 in Sawyer County, Wisconsin carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (55/100), structural risk (35/100), mortgage stress (10/100). By contrast, mortgage stress (10/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). The latent-versus-live split is 35/100 structural and 3/100 already moving.

The market reads expansion — home values rose 6.7% year on year (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $46,938 — below the roughly $78,000 national figure. Around 23% of renters are cost-burdened. A median home runs $249,000 here, or 4.7 times local income. On demographic stress specifically, 54828 scores 37/100. The vacancy rate is 50.8% — elevated. The ZIP holds roughly 593 housing units. Roughly 22.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 76% owner-occupied to 24% rented. About 22% have a four-year degree. About 625 people live here, median age 57.

Net-net, 54828 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.