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ZIP 54842 Foreclosure, Tax-Lien & Distress Report

Douglas County, Wisconsin · Distress market

On DLRadar's 0-100 distress scale, ZIP 54842 in Douglas County, Wisconsin comes in at 15, a low composite-distress reading. Leading the profile are construction/permit lag (48/100), structural risk (32/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structural risk reads 32/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (65/100)).

The market reads peak — home values rose 3.4% year on year (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 57% of renters are cost-burdened. 14.2% of residents fall below the poverty threshold. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. About 21% have a four-year degree. About 261 people live here, median age 36. Home values center near $264,100, an affordability ratio of 2.1× — accessible. Median household income is $93,333, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 88 housing units. Owners hold 91% of homes, renters 9%.

On balance, 54842 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 54842 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 54842's 15/100 can be lined up against any neighbor in Douglas County, Wisconsin or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 54842 shows blanks, not estimates, wherever the record is sparse.

Behind 54842's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 54842 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

15/100
Composite stress
32/100
Structural risk
1/100
Distress activity

What is driving ZIP 54842’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk65
54842 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 54842 distress snapshot

A live read on 54842: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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No modelling: every input is a public record · methodology

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