Douglas County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Douglas County, WI distress report, 2026: 12 ZIPs scored in Douglas, WI, Douglas, WI average 15/100; the top Douglas, WI ZIP is 54820 at 15/100; Douglas, WI market phase peak, Douglas, WI prices +3.4% year over year.
- Douglas, WI ranks #1,386 nationally (opportunity index); Douglas, WI #12 in Wisconsin; Douglas, WI index 29.8.
- Douglas, WI: no CFPB county sample; Douglas, WI metro area reading 0.6%.
- Douglas, WI ZIP phases: 12 peak.
- Douglas, WI residential listings tracked: 20 across 10 ZIPs; Douglas, WI candidate listings 15.
- Douglas, WI HUD assisted properties: 3 with 28 units.
- Douglas, WI lenders on watch: 4; largest Douglas, WI footprint National Bank Of Commerce (4 branches).
- Douglas, WI most distressed ZIP: 54820 at 15/100.
Douglas, WI figures: DLRadar distress index; Douglas, WI inputs: CFPB, FHFA, HUD, FDIC; Douglas, WI rebuilt as sources refresh.
| Rank | Douglas, WI ZIP | Score |
|---|---|---|
| 1 | 54820 | 15/100 |
| 2 | 54836 | 15/100 |
| 3 | 54838 | 15/100 |
| 4 | 54842 | 15/100 |
| 5 | 54849 | 15/100 |
| 6 | 54854 | 15/100 |
| 7 | 54864 | 15/100 |
| 8 | 54873 | 15/100 |
| 9 | 54874 | 15/100 |
| 10 | 54880 | 15/100 |
| 11 | 54830 | 14/100 |
| 12 | 54859 | 13/100 |
Most distressed Douglas, WI ZIPs (0-100, 2026)
Mortgage delinquency around Douglas, WI
No CFPB county sample covers Douglas, WI; the metro area reading for Douglas, WI (Duluth, MN-WI): 0.6% ninety-plus; Douglas, WI area thirty-to-eighty-nine 2.0% (December 2025, Douglas, WI); Wisconsin overall 0.5%.
Opportunity index: Douglas, WI
Douglas, WI index 29.8, Douglas, WI phase early_signal; Douglas, WI primary driver vacancy, Douglas, WI second driver construction. Douglas, WI components: property stress 17.2, foreclosure pressure 17.0, listing discounts 38.5, bank stress 45.0, insurance 0.0; Douglas, WI pulse 29.8; Douglas, WI capital opportunity 29.9.
ZIP market phases inside Douglas, WI
12 Douglas, WI ZIPs carry a price-cycle phase; Douglas, WI ZIPs by phase (Douglas, WI), deepest drawdown first: peak, +4.0% YoY (Douglas, WI): 54820; peak, +4.2% YoY (Douglas, WI): 54830; peak, +3.4% YoY (Douglas, WI): 54836, 54842, 54849, 54854, Douglas, WI 54864, 54874, 54880; peak, +3.5% YoY (Douglas, WI): 54838; peak, +4.4% YoY (Douglas, WI): 54859; peak, +3.9% YoY (Douglas, WI): 54873.
Residential listings by Douglas, WI ZIP
Douglas, WI ZIPs with the most tracked Douglas, WI residential listings: 54880 7 listings, 5 candidates, bank pressure 46; 54838 3 listings, 3 candidates, bank pressure 45; 54854 3 listings, 1 candidates, bank pressure 46; 54874 3 listings, 2 candidates, bank pressure 46 (Douglas, WI); 54873 2 listings, 2 candidates, bank pressure 45; 54849 1 listings, 1 candidates, bank pressure 46; 54864 1 listings, 1 candidates, bank pressure 46; 54820 0 listings, 0 candidates, bank pressure 45. Douglas, WI totals: 20 listings; Douglas, WI candidates 15; active ZIPs 0.
HUD assisted housing in Douglas, WI
3 assisted properties with 28 units sit in Douglas, WI; largest Douglas, WI properties: Oakwood Apartments (Superior) 12 units, 12 assisted; Charles Rasmussen Villa (Superior) 10 units, 10 assisted; Westbay Apartments (Superior) 6 units, 6 assisted in Douglas, WI.
Lenders with branches in Douglas, WI
Douglas, WI lenders by branch count: National Bank Of Commerce (Douglas, WI): stress 51, 4 branches low in Douglas, WI; Chippewa Valley Bank (Douglas, WI): stress 54, 2 branches low in Douglas, WI; Superior Savings Bank (Douglas, WI): stress 49, 1 branch low in Douglas, WI; Security State Bank (Douglas, WI): stress 1, 1 branch low in Douglas, WI.
Vacancy and permits, Douglas, WI
3,994 of 23,154 Douglas, WI housing units are vacant; Douglas, WI permits, twelve months: 0 multifamily units in Douglas, WI, 91 one-to-four unit units.
Work Douglas, WI at the parcel level
Every Douglas, WI parcel carries owner and address; every Douglas, WI parcel carries APN; Douglas, WI distress scores sit on the Douglas, WI live board.
Douglas, WI figures refresh with each source.
Douglas, WI questions
Most distressed ZIP code in Douglas County, WI?
ZIP 54820 leads Douglas, WI at 15/100; next in Douglas, WI: 54836 at 15/100; the Douglas, WI average is 15/100.
Where does Douglas County, WI rank for investment opportunity?
Douglas, WI is #1,386 among all ranked counties, #12 in Wisconsin; the Douglas, WI driver is vacancy; Douglas, WI moved up 977 places.
How many mortgages are delinquent in Douglas County, WI?
Douglas, WI takes the metro area reading of 0.6% for December 2025; no CFPB county sample covers Douglas, WI.
Which banks lend in Douglas County, WI?
4 watched lenders hold Douglas, WI branches; the largest Douglas, WI footprints are National Bank Of Commerce (4), Chippewa Valley Bank (2), Superior Savings Bank (1).
More on Douglas, WI
Douglas County, WI distress report: public-record figures for Douglas, WI; not legal advice for Douglas, WI; not tax or investment advice; verify every Douglas, WI record before acting.