Douglas County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Douglas County, Wisconsin? DLRadar grades every Douglas County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Douglas County breakdown.
- Douglas County's most distressed ZIP is 54820 at 16/100.
- 12 ZIP codes tracked in Douglas County, averaging 16/100 distress.
- Douglas County reads peak — home values up 3.4% year over year.
- Vacancy runs 32.8% across Douglas County's tracked ZIPs, with a 8.9% poverty rate.
- The typical Douglas County home is worth about $236,592 against a ~$70,442 median income.
- Lending headwind in Douglas County sits at 9/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54820 | 16/100 |
| 2 | 54836 | 16/100 |
| 3 | 54838 | 16/100 |
| 4 | 54842 | 16/100 |
| 5 | 54849 | 16/100 |
| 6 | 54854 | 16/100 |
| 7 | 54864 | 16/100 |
| 8 | 54873 | 16/100 |
| 9 | 54874 | 16/100 |
| 10 | 54880 | 16/100 |
| 11 | 54830 | 14/100 |
| 12 | 54859 | 13/100 |
Most distressed ZIP codes in Douglas County (composite distress 0-100, 2026)
What is driving Douglas County distress
Douglas County's placement in the national index rests on public filings — a 16/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Douglas County market phase and pricing
DLRadar places Douglas County in peak; prices moved up 3.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Douglas County
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Questions about this county
Which ZIP code leads Douglas County on distress?
ZIP 54820 leads Douglas County at 16/100, recomputed monthly from public records.
What stage of the price cycle is Douglas County at?
FHFA price-index movement places Douglas County in peak; prices are up 3.4% over twelve months.
What is this Douglas County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 12 Douglas County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Douglas County ZIP codes?
A county average hides the spread. Across the Douglas County ZIPs DLRadar ranks, scores run from 16/100 in 54820 down to 13/100 in 54859, against a Douglas County average of 16/100. Those 3 points separate the ZIPs worth working in Douglas County from the rest.
What do Douglas County home values and vacancy say about distressed supply?
The typical Douglas County home carries about $236,592 of value against a median household income near $70,442. Vacancy across Douglas County's tracked ZIPs runs 32.8% and the poverty rate is 8.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Douglas County's foreclosure and lien data and its 9/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.