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ZIP 54844 Foreclosure, Tax-Lien & Distress Report

Bayfield County, Wisconsin · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 54844 in Bayfield County, Wisconsin comes in at 16, a low composite-distress reading. Structurally it carries 34/100, against 3/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (51/100), structural risk (34/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (10/100).

The peak-phase market in 54844 posted values that rose 4.6% over the year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

At $65,625, median income runs below typical U.S. levels. Rent burden reaches 11% of tenant households. 8.4% of residents fall below the poverty threshold. A median home runs $265,900 here, or 3.8 times local income. 285 residents call 54844 home, typically aged 61. On demographic stress specifically, 54844 scores 29/100. Around 37% of adults hold a bachelor's degree or higher. The vacancy rate is 71.0% — elevated. 89% of housing is owner-occupied. There are about 456 housing units across 54844.

Net-net, 54844 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 54844 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 54844's 16/100 can be lined up against any neighbor in Bayfield County, Wisconsin or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 54844, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 54844 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 54844 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

16/100
Composite stress
34/100
Structural risk
3/100
Distress activity

ZIP 54844 distress signals, scored

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk34
9 further distress layers are graded for 54844

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 54844 by the numbers

The live 54844 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Bayfield County

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Deterministic scoring, sourced entirely from public data · methodology

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