ZIP 54856 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 54856 (Bayfield County, Wisconsin) returns a low composite of 16/100. The most distinctive pressure shows up in construction/permit lag (51/100), structural risk (34/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (10/100) register low. Structural exposure scores 34 and live distress 3 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 23% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $193,800 (2.6× income, relatively affordable). Owners hold 93% of homes, renters 7%. 1,585 residents call 54856 home, typically aged 52. The vacancy rate is 36.6% — elevated. The demographic-stress sub-score lands at 26/100. About 26% have a four-year degree. Around 32% of renters are cost-burdened. 5.9% of residents fall below the poverty threshold. There are about 1,090 housing units across 54856. Households earn a median $69,091 — near the roughly $78,000 national figure.

On the whole, 54856 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 54856 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 54856's 16/100 can be lined up against any neighbor in Bayfield County, Wisconsin or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 54856 shows blanks, not estimates, wherever the record is sparse.

Behind 54856's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 54856 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.