ZIP 54856 Property Distress & Foreclosure Data

In Bayfield County, Wisconsin, ZIP 54856 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (31/100), structural risk (19/100), mortgage stress (10/100). On the quiet end sit mortgage stress (10/100) and institutional ownership (3/100). Structural risk reads 19/100 against active distress of 3/100.

The expansion-phase market in 54856 posted values that rose 6.7% over the year, and 23% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $193,800 (2.6× income, relatively affordable). 93% of housing is owner-occupied. Population is roughly 1,585 with a median age of 52. Vacancy runs 36.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 26/100. Around 26% of adults hold a bachelor's degree or higher. Rent burden reaches 32% of tenant households. The poverty rate is 5.9% — low. There are about 1,090 housing units across 54856. At $69,091, median income runs near typical U.S. levels.

On the whole, 54856 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.