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ZIP 54546 Foreclosure, Tax-Lien & Distress Report

Ashland County, Wisconsin · High Vacancy market

In Ashland County, Wisconsin, ZIP 54546 scores 12 of 100 for composite distress, a minimal level on DLRadar's distress index. Structural risk reads 30/100 against active distress of 4/100. The pressure is most legible in structural risk (30/100), construction/permit lag (23/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (12/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100)).

Prices here sit in a peak phase: values rose 4.6% over the trailing year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Population is roughly 1,133 with a median age of 51. Roughly 7.8% live below the poverty line. 88% of housing is owner-occupied. Vacancy runs 37.0%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $141,900 (2.0× income, relatively affordable). The ZIP holds roughly 809 housing units. About 19% have a four-year degree. DLRadar's demographic-stress index for the area reads 26/100. Around 36% of renters are cost-burdened. Median household income is $66,667, below the U.S. median near $78,000.

On the whole, 54546 leans distressed, with opportunity clustered in specific stressed parcels. While 54546 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 54546 runs through one identical scoring model, so its 12/100 sits on the same scale as every other ZIP in Ashland County, Wisconsin and the nation. Nothing here is interpolated — where a source is thin for 54546, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

54546's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 54546 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

12/100
Composite stress
30/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 54546

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk30
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 54546 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 54546, the same set carried on every parcel.

Loading ZIP 54546 stress data…

Other Ashland County ZIP codes

Nearest ZIP codes to 54546

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 54546

Further distress data across Ashland County, Wisconsin at ZIP, county and state level.

Unlock parcel-level detail for ZIP 54546

The full 54546 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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