First American Bank (FDIC #3657): Bank Stress & Real-Estate Credit Exposure

First American Bank (FDIC Cert #3657): bank stress 67/100, elevated, STABLE over 7 days; parent FIRST AMERICAN BANK CORP.

First American Bank (#3657) lends in 8 counties across 3 states; First American Bank (#3657) reaches 413 ZIP codes: Illinois 6 counties, 315 ZIPs; Florida 1 county, 81 ZIPs; Wisconsin 1 county, 17 ZIPs.

First American Bank (#3657) largest markets: Cook County, IL (3,916 branches, 178 ZIPs) (#3657), Miami Dade County, FL (486 branches, 81 ZIPs) (#3657), Will County, IL (270 branches, 45 ZIPs) (#3657), Dupage County, IL (301 branches, 43 ZIPs) (#3657), Lake County, IL (252 branches, 36 ZIPs) (#3657), Kane County, IL (204 branches, 34 ZIPs) (#3657).

First American Bank (#3657) reports $8.63 billion in total assets; First American Bank (#3657) equity $694.5 million (8.1% of First American Bank (#3657) assets); First American Bank (#3657) domestic deposits $5.55 billion; First American Bank (#3657) net income $63.2 million; First American Bank (#3657) return on assets 1.52%; First American Bank (#3657) return on equity 18.30%; First American Bank (#3657) net interest income $139.6 million; First American Bank (#3657) call report June 30, 2026.

First American Bank (#3657) noncurrent real-estate loans: none reported; First American Bank (#3657) net charge-offs on real estate 0.28%; First American Bank (#3657) residential charge-offs 0.51%.

First American Bank (#3657) net interest margin 3.53% against an eight-quarter First American Bank (#3657) average of 3.74% (First American Bank (#3657) compression 0.21 points); First American Bank (#3657) non-residential real estate 51.4% of equity; First American Bank (#3657) rate-exposure score 40/100, First American Bank (#3657) fixed-rate trap 40/100; First American Bank (#3657) risk type credit driven; First American Bank (#3657) rate regime rates elevated, First American Bank (#3657) snapshot October 19, 2026.

First American Bank (#3657) stress score moved from 64.8 on June 22, 2026 to 67.1 on October 19, 2026; First American Bank (#3657) ranged 64.8 to 67.1 over 116 snapshots.

First American Bank (#3657) alerts: 7 counties; top First American Bank (#3657) alert scores: Bourbonnais County, IL 25 (low); Miami County, IL 25 (low); Naperville County, IL 25 (low); Salem County, IL 25 (low); Skokie County, IL 25 (low).