Premierbank (FDIC #5295): Bank Stress & Real-Estate Credit Exposure

Premierbank (FDIC Cert #5295): bank stress 73/100, elevated, STABLE over 7 days; parent FIRST AMERICAN BANKSHARES INC.

Premierbank (#5295) lends in 3 counties across 1 state; Premierbank (#5295) reaches 48 ZIP codes: Wisconsin 3 counties, 48 ZIPs.

Premierbank (#5295) largest markets: Rock County, WI (20 branches, 20 ZIPs) (#5295), Jefferson County, WI (95 branches, 19 ZIPs) (#5295), Walworth County, WI (18 branches, 18 ZIPs) (#5295).

Premierbank (#5295) reports $583.9 million in total assets; Premierbank (#5295) equity $50.3 million (8.6% of Premierbank (#5295) assets); Premierbank (#5295) domestic deposits $444.2 million; Premierbank (#5295) net income $3.2 million; Premierbank (#5295) return on assets 1.10%; Premierbank (#5295) return on equity 13.08%; Premierbank (#5295) net interest income $10.0 million; Premierbank (#5295) call report June 30, 2026.

Premierbank (#5295) noncurrent real-estate loans: none reported; Premierbank (#5295) net charge-offs on real estate 0.27%; Premierbank (#5295) residential charge-offs 0.10%.

Premierbank (#5295) net interest margin 3.74% against an eight-quarter Premierbank (#5295) average of 3.30% (Premierbank (#5295) compression -0.44 points); Premierbank (#5295) non-residential real estate 10.0% of equity; Premierbank (#5295) rate-exposure score 40/100, Premierbank (#5295) fixed-rate trap 40/100; Premierbank (#5295) risk type credit driven; Premierbank (#5295) rate regime rates elevated, Premierbank (#5295) snapshot October 20, 2026.

Premierbank (#5295) stress score moved from 74.7 on June 22, 2026 to 73.5 on October 20, 2026; Premierbank (#5295) ranged 73.5 to 74.7 over 117 snapshots.

Premierbank (#5295) alerts: 3 counties; top Premierbank (#5295) alert scores: Janesville County, WI 25 (low); Sullivan County, WI 25 (low); Whitewater County, WI 25 (low).