Portage County Bank (FDIC #10012): Bank Stress & Real-Estate Credit Exposure
Portage County Bank (FDIC Cert #10012): bank stress 53/100, moderate, STABLE over 7 days; parent PORTAGE COUNTY BANCSHARES INC.
Portage County Bank (#10012) lends in 3 counties across 1 state; Portage County Bank (#10012) reaches 45 ZIP codes: Wisconsin 3 counties, 45 ZIPs.
Portage County Bank (#10012) largest markets: Portage County, WI (42 branches, 21 ZIPs) (#10012), Waushara County, WI (17 branches, 17 ZIPs) (#10012), Wood County, WI (15 branches, 15 ZIPs) (#10012).
Portage County Bank (#10012) reports $210.1 million in total assets; Portage County Bank (#10012) equity $27.2 million (13.0% of Portage County Bank (#10012) assets); Portage County Bank (#10012) domestic deposits $173.5 million; Portage County Bank (#10012) net income $1.5 million; Portage County Bank (#10012) return on assets 1.36%; Portage County Bank (#10012) return on equity 10.91%; Portage County Bank (#10012) net interest income $3.6 million; Portage County Bank (#10012) call report June 30, 2026.
Portage County Bank (#10012) noncurrent real-estate loans: none reported; Portage County Bank (#10012) net charge-offs on real estate 0.12%.
Portage County Bank (#10012) net interest margin 3.59% against an eight-quarter Portage County Bank (#10012) average of 3.69% (Portage County Bank (#10012) compression 0.10 points); Portage County Bank (#10012) rate-exposure score 40/100, Portage County Bank (#10012) fixed-rate trap 40/100; Portage County Bank (#10012) risk type credit driven; Portage County Bank (#10012) rate regime rates elevated, Portage County Bank (#10012) snapshot October 19, 2026.
Portage County Bank (#10012) stress score moved from 53.8 on June 22, 2026 to 52.8 on October 20, 2026; Portage County Bank (#10012) ranged 52.8 to 53.8 over 117 snapshots.
Portage County Bank (#10012) alerts: 3 counties; top Portage County Bank (#10012) alert scores: Plainfield County, WI 20 (low); Stevens Point County, WI 20 (low); Wisconsin Rapids County, WI 20 (low).