Pnc Bank National Assn (FDIC #6384): Bank Stress & Real-Estate Credit Exposure
Pnc Bank National Assn (FDIC Cert #6384): bank stress 63/100, elevated, STABLE over 7 days; parent PNC FINL SERVICES GROUP INC.
Pnc Bank National Assn (#6384) lends in 512 counties across 28 states; Pnc Bank National Assn (#6384) reaches 11,178 ZIP codes: Texas 55 counties, 1,079 ZIPs; North Carolina 55 counties, 636 ZIPs; Ohio 54 counties, 961 ZIPs; Pennsylvania 36 counties, 1,314 ZIPs; Michigan 34 counties, 626 ZIPs; Florida 32 counties, 800 ZIPs.
Pnc Bank National Assn (#6384) largest markets: Los Angeles County, CA (304 branches, 304 ZIPs) (#6384), Cook County, IL (12,460 branches, 178 ZIPs) (#6384), Harris County, TX (6,721 branches, 143 ZIPs) (#6384), Maricopa County, AZ (7,280 branches, 140 ZIPs) (#6384), Allegheny County, PA (6,545 branches, 119 ZIPs) (#6384), San Diego County, CA (696 branches, 116 ZIPs) (#6384).
Pnc Bank National Assn (#6384) reports $609.77 billion in total assets; Pnc Bank National Assn (#6384) equity $63.18 billion (10.4% of Pnc Bank National Assn (#6384) assets); Pnc Bank National Assn (#6384) domestic deposits $457.09 billion; Pnc Bank National Assn (#6384) net income $3.95 billion; Pnc Bank National Assn (#6384) return on assets 1.32%; Pnc Bank National Assn (#6384) return on equity 12.59%; Pnc Bank National Assn (#6384) net interest income $8.45 billion; Pnc Bank National Assn (#6384) call report June 30, 2026.
Pnc Bank National Assn (#6384) noncurrent real-estate loans 0.07% of its book; Pnc Bank National Assn (#6384) commercial real estate 0.01%; Pnc Bank National Assn (#6384) residential 0.29%; Pnc Bank National Assn (#6384) net charge-offs on real estate 1.53%; Pnc Bank National Assn (#6384) multifamily charge-offs 0.63%; Pnc Bank National Assn (#6384) residential charge-offs 1.94%.
Pnc Bank National Assn (#6384) net interest margin 3.15% against an eight-quarter Pnc Bank National Assn (#6384) average of 2.99% (Pnc Bank National Assn (#6384) compression -0.16 points); Pnc Bank National Assn (#6384) real-estate loans 6.7% of equity; Pnc Bank National Assn (#6384) non-residential real estate 194.3% of equity; Pnc Bank National Assn (#6384) rate-exposure score 50/100, Pnc Bank National Assn (#6384) fixed-rate trap 50/100; Pnc Bank National Assn (#6384) risk type credit driven; Pnc Bank National Assn (#6384) rate regime rates elevated; Pnc Bank National Assn (#6384) shares 7.8% below the 52-week high, Pnc Bank National Assn (#6384) equity trend stable, Pnc Bank National Assn (#6384) snapshot October 20, 2026.
Pnc Bank National Assn (#6384) stress score moved from 61.1 on June 22, 2026 to 62.9 on October 20, 2026; Pnc Bank National Assn (#6384) ranged 61.1 to 62.9 over 117 snapshots.
Pnc Bank National Assn (#6384) alerts: 39 counties; top Pnc Bank National Assn (#6384) alert scores: New Castle County, DE 32 (low); Albuquerque County, DE 20 (low); Broomfield County, DE 20 (low); Alpena County, DE 20 (low); Anderson County, DE 20 (low).