Woodtrust Bank (FDIC #5335): Bank Stress & Real-Estate Credit Exposure
Woodtrust Bank (FDIC Cert #5335): bank stress 42/100, contained, STABLE over 7 days; parent WOODTRUST FINANCIAL CORP.
Woodtrust Bank (#5335) lends in 4 counties across 1 state; Woodtrust Bank (#5335) reaches 68 ZIP codes: Wisconsin 4 counties, 68 ZIPs.
Woodtrust Bank (#5335) largest markets: Marathon County, WI (58 branches, 29 ZIPs) (#5335), Portage County, WI (21 branches, 21 ZIPs) (#5335), Wood County, WI (45 branches, 15 ZIPs) (#5335), Vilas County, WI (13 branches, 13 ZIPs) (#5335).
Woodtrust Bank (#5335) reports $734.8 million in total assets; Woodtrust Bank (#5335) equity $68.7 million (9.4% of Woodtrust Bank (#5335) assets); Woodtrust Bank (#5335) domestic deposits $600.7 million; Woodtrust Bank (#5335) net income $12.0 million; Woodtrust Bank (#5335) return on assets 3.43%; Woodtrust Bank (#5335) return on equity 36.88%; Woodtrust Bank (#5335) net interest income $13.0 million; Woodtrust Bank (#5335) call report June 30, 2026.
Woodtrust Bank (#5335) noncurrent real-estate loans: none reported; Woodtrust Bank (#5335) net charge-offs on real estate 0.13%; Woodtrust Bank (#5335) residential charge-offs 0.21%.
Woodtrust Bank (#5335) net interest margin 3.79% against an eight-quarter Woodtrust Bank (#5335) average of 3.75% (Woodtrust Bank (#5335) compression -0.04 points); Woodtrust Bank (#5335) non-residential real estate 20.7% of equity; Woodtrust Bank (#5335) rate-exposure score 40/100, Woodtrust Bank (#5335) fixed-rate trap 40/100; Woodtrust Bank (#5335) risk type credit driven; Woodtrust Bank (#5335) rate regime rates elevated, Woodtrust Bank (#5335) snapshot October 20, 2026.
Woodtrust Bank (#5335) stress score moved from 40.7 on June 22, 2026 to 41.6 on October 20, 2026; Woodtrust Bank (#5335) ranged 40.7 to 41.6 over 117 snapshots.
Woodtrust Bank (#5335) alerts: 4 counties; top Woodtrust Bank (#5335) alert scores: Manitowish Waters County, WI 18 (low); Plover County, WI 18 (low); Wausau County, WI 18 (low); Wisconsin Rapids County, WI 18 (low).