Peoples Community Bank (FDIC #15046): Bank Stress & Real-Estate Credit Exposure
Peoples Community Bank (FDIC Cert #15046): bank stress 52/100, moderate, STABLE over 7 days; parent PEOPLES CMTY BANCSHARES INC.
Peoples Community Bank (#15046) lends in 4 counties across 1 state; Peoples Community Bank (#15046) reaches 85 ZIP codes: Wisconsin 4 counties, 85 ZIPs.
Peoples Community Bank (#15046) largest markets: Dane County, WI (46 branches, 46 ZIPs) (#15046), Iowa County, WI (38 branches, 19 ZIPs) (#15046), Sauk County, WI (38 branches, 19 ZIPs) (#15046), Richland County, WI (15 branches, 15 ZIPs) (#15046).
Peoples Community Bank (#15046) reports $388.8 million in total assets; Peoples Community Bank (#15046) equity $46.4 million (11.9% of Peoples Community Bank (#15046) assets); Peoples Community Bank (#15046) domestic deposits $339.7 million; Peoples Community Bank (#15046) net income $3.1 million; Peoples Community Bank (#15046) return on assets 1.58%; Peoples Community Bank (#15046) return on equity 13.44%; Peoples Community Bank (#15046) net interest income $6.9 million; Peoples Community Bank (#15046) call report June 30, 2026.
Peoples Community Bank (#15046) noncurrent real-estate loans: none reported; Peoples Community Bank (#15046) net charge-offs on real estate 0.16%.
Peoples Community Bank (#15046) net interest margin 3.74% against an eight-quarter Peoples Community Bank (#15046) average of 3.40% (Peoples Community Bank (#15046) compression -0.34 points); Peoples Community Bank (#15046) rate-exposure score 40/100, Peoples Community Bank (#15046) fixed-rate trap 40/100; Peoples Community Bank (#15046) risk type credit driven; Peoples Community Bank (#15046) rate regime rates elevated, Peoples Community Bank (#15046) snapshot October 19, 2026.
Peoples Community Bank (#15046) stress score moved from 53 on June 22, 2026 to 52.1 on October 20, 2026; Peoples Community Bank (#15046) ranged 52.1 to 53 over 117 snapshots.
Peoples Community Bank (#15046) alerts: 4 counties; top Peoples Community Bank (#15046) alert scores: Barneveld County, WI 19 (low); Mazomanie County, WI 19 (low); Richland Center County, WI 19 (low); Spring Green County, WI 19 (low).