National Exchange Bank&Trust (FDIC #10044): Bank Stress & Real-Estate Credit Exposure
National Exchange Bank&Trust (FDIC Cert #10044): bank stress 22/100, contained, STABLE over 7 days; parent NEB CORP.
National Exchange Bank&Trust (#10044) lends in 11 counties across 1 state; National Exchange Bank&Trust (#10044) reaches 163 ZIP codes: Wisconsin 11 counties, 163 ZIPs.
National Exchange Bank&Trust (#10044) largest markets: Dodge County, WI (128 branches, 32 ZIPs) (#10044), Waukesha County, WI (31 branches, 31 ZIPs) (#10044), Fond Du Lac County, WI (264 branches, 24 ZIPs) (#10044), Columbia County, WI (40 branches, 20 ZIPs) (#10044), Washington County, WI (36 branches, 18 ZIPs) (#10044), Winnebago County, WI (18 branches, 18 ZIPs) (#10044).
National Exchange Bank&Trust (#10044) reports $2.89 billion in total assets; National Exchange Bank&Trust (#10044) equity $571.5 million (19.8% of National Exchange Bank&Trust (#10044) assets); National Exchange Bank&Trust (#10044) domestic deposits $2.26 billion; National Exchange Bank&Trust (#10044) net income $24.7 million; National Exchange Bank&Trust (#10044) return on assets 1.69%; National Exchange Bank&Trust (#10044) return on equity 8.80%; National Exchange Bank&Trust (#10044) net interest income $54.8 million; National Exchange Bank&Trust (#10044) call report June 30, 2026.
National Exchange Bank&Trust (#10044) noncurrent real-estate loans: none reported; National Exchange Bank&Trust (#10044) residential -0.14%; National Exchange Bank&Trust (#10044) net charge-offs on real estate 0.37%; National Exchange Bank&Trust (#10044) multifamily charge-offs 0.21%; National Exchange Bank&Trust (#10044) residential charge-offs 0.23%.
National Exchange Bank&Trust (#10044) net interest margin 3.96% against an eight-quarter National Exchange Bank&Trust (#10044) average of 3.73% (National Exchange Bank&Trust (#10044) compression -0.23 points); National Exchange Bank&Trust (#10044) non-residential real estate 22.8% of equity; National Exchange Bank&Trust (#10044) rate-exposure score 40/100, National Exchange Bank&Trust (#10044) fixed-rate trap 40/100; National Exchange Bank&Trust (#10044) risk type rate trapped; National Exchange Bank&Trust (#10044) rate regime rates elevated, National Exchange Bank&Trust (#10044) snapshot October 20, 2026.
National Exchange Bank&Trust (#10044) stress score moved from 24 on June 22, 2026 to 22.3 on October 20, 2026; National Exchange Bank&Trust (#10044) ranged 22.3 to 24 over 117 snapshots.
National Exchange Bank&Trust (#10044) alerts: 10 counties; top National Exchange Bank&Trust (#10044) alert scores: Waukesha County, WI 29 (low); Chilton County, WI 13 (low); Coloma County, WI 13 (low); Omro County, WI 13 (low); Princeton County, WI 13 (low).