North Shore Bank (FDIC #28679): Bank Stress & Real-Estate Credit Exposure
North Shore Bank (FDIC Cert #28679): bank stress 51/100, moderate, STABLE over 7 days.
North Shore Bank (#28679) lends in 11 counties across 2 states; North Shore Bank (#28679) reaches 200 ZIP codes: Wisconsin 10 counties, 176 ZIPs; Illinois 1 county, 24 ZIPs.
North Shore Bank (#28679) largest markets: Milwaukee County, WI (592 branches, 37 ZIPs) (#28679), Waukesha County, WI (217 branches, 31 ZIPs) (#28679), Outagamie County, WI (25 branches, 25 ZIPs) (#28679), Mchenry County, IL (24 branches, 24 ZIPs) (#28679), Brown County, WI (114 branches, 19 ZIPs) (#28679), Washington County, WI (18 branches, 18 ZIPs) (#28679).
North Shore Bank (#28679) reports $2.61 billion in total assets; North Shore Bank (#28679) equity $399.5 million (15.3% of North Shore Bank (#28679) assets); North Shore Bank (#28679) domestic deposits $2.17 billion; North Shore Bank (#28679) net income $13.2 million; North Shore Bank (#28679) return on assets 1.02%; North Shore Bank (#28679) return on equity 6.72%; North Shore Bank (#28679) net interest income $48.1 million; North Shore Bank (#28679) call report June 30, 2026.
North Shore Bank (#28679) noncurrent real-estate loans: none reported; North Shore Bank (#28679) residential -0.02%; North Shore Bank (#28679) net charge-offs on real estate 0.14%; North Shore Bank (#28679) residential charge-offs 0.49%.
North Shore Bank (#28679) net interest margin 3.94% against an eight-quarter North Shore Bank (#28679) average of 3.76% (North Shore Bank (#28679) compression -0.18 points); North Shore Bank (#28679) non-residential real estate 48.6% of equity; North Shore Bank (#28679) rate-exposure score 40/100, North Shore Bank (#28679) fixed-rate trap 40/100; North Shore Bank (#28679) risk type credit driven; North Shore Bank (#28679) rate regime rates elevated, North Shore Bank (#28679) snapshot October 19, 2026.
North Shore Bank (#28679) stress score moved from 51 on June 22, 2026 to 51.4 on October 19, 2026; North Shore Bank (#28679) ranged 51 to 51.4 over 116 snapshots.
North Shore Bank (#28679) alerts: 11 counties; top North Shore Bank (#28679) alert scores: Kenosha County, WI 36 (moderate); Appleton County, WI 19 (low); Germantown County, WI 19 (low); Mchenry County, WI 19 (low); Menasha County, WI 19 (low).