Mchenry County, IL: Foreclosures, Tax Liens & Distressed Properties

Mchenry County, IL, Illinois: 24 ZIP codes scored, Mchenry County, IL averaging 26/100 (low, Mchenry, IL), from 16 to 33. Mchenry County, IL is in its expansion phase (Mchenry, IL confidence 33/100): Mchenry, IL home prices up 5.7% (Mchenry, IL) over twelve months. Mchenry County, IL lender headwind: 49/100.

Highest-scoring Mchenry County, IL ZIPs: 60010 (33/100), 60013 (27/100), 60020 (27/100), 60021 (27/100), 60042 (27/100), 60051 (27/100). Also scored in Mchenry County, IL: 60081, 60012, 60014, 60033, 60034, 60050, 60071, 60072, 60097, 60098.

Across Mchenry County, IL's scored ZIPs: median home value $317,221, household income $110,698, 4.7% vacancy, 7.5% poverty, 83% owner-occupied, median age 41.8.

Mchenry County, IL insurance distress 29/100 (#1,643 in the US); FEMA hazard 0/100 for Mchenry, IL; 34 Mchenry, IL NFIP flood claims, $609K paid; Mchenry, IL construction distress 64/100.

24 banks with 78 branches lend in Mchenry County, IL; Mchenry, IL weighted bank stress 65/100, highest 83/100 in Mchenry, IL.

Mchenry County, IL unemployment 4.7% (Mchenry, IL -0.5 pts, six months); 1,382 new housing units permitted in Mchenry County, IL over twelve months, Mchenry, IL down 15% from 1,626; Mchenry, IL home prices +10.6% a year (Mchenry, IL) over three years.

121,329 housing units in Mchenry County, IL; 20,266 Mchenry, IL renter households; 47% of Mchenry, IL renters spend 30%+ of income on rent, 22% (Mchenry, IL) half or more.

Mchenry County, IL ranks #2,503 nationally on the opportunity index (Mchenry, IL, among all ranked counties); Mchenry, IL scores 25.9/100 and Mchenry, IL sits #73 inside Illinois. Mchenry, IL is in the weak opportunity phase; Mchenry, IL's primary driver is construction, Mchenry, IL second driver bank institutional; Mchenry, IL moved up 275 places. 27 short-sale listings across Mchenry, IL; 90 days on market observed in Mchenry, IL; 3.7% vacancy over 24 Mchenry, IL ZIPs.

0.8% of Mchenry County, IL mortgages were ninety-plus days late in December 2025; Mchenry, IL's thirty-to-eighty-nine-day share was 2.4% (CFPB county sample). Mchenry, IL's ninety-day rate is up 0.1 points on twelve months earlier; the Mchenry, IL peak since 2008 was 4.7% in December 2009; Illinois overall reads 1.1%.

Mchenry County, IL has 12 watched banks; 12 Mchenry, IL banks sit in an elevated band. Mchenry, IL footprints: Bmo Bank National Assn (10 branches, stress 72) in Mchenry, IL; First Secure State Bank (7 branches, stress 69) in Mchenry, IL; Home Stb Na (7 branches, stress 58) in Mchenry, IL.

HUD lists 11 assisted multifamily properties in Mchenry County, IL with 1,115 units; 499 Mchenry, IL units are assisted, 4 Mchenry, IL properties under project-based Section 8.

3,735 of the 121,329 housing units in Mchenry, IL sit vacant. Mchenry County, IL permitted 497 multifamily units in twelve months; Mchenry, IL's one-to-four unit structures added 885 units in Mchenry County, IL.