ZIP 60012 Foreclosure, Tax-Lien & Distress Report

In Mchenry County, Illinois, ZIP 60012 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (60/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (5/100) register low. Structural exposure scores 60 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (84/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 23% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 4,491 housing units across 60012. The poverty rate is 7.3% — low. Households earn a median $147,352 — above the roughly $78,000 national figure. Rent burden reaches 44% of tenant households. A median home runs $417,300 here, or 2.7 times local income. The vacancy rate is 7.6%. About 11,929 people live here, median age 42. DLRadar's demographic-stress index for the area reads 23/100. About 56% have a four-year degree. 95% of housing is owner-occupied.

Net-net, 60012 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 60012 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 60012 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 60012 stays directly comparable to neighboring ZIPs and the rest of Mchenry County, Illinois. The score is rebuilt from public data as it updates, so 60012 reflects the current record instead of a stale or modeled snapshot.

Each component behind 60012 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 60012 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.