ZIP 60021 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 60021 (Mchenry County, Illinois) returns a low composite of 25/100. Leading the profile are construction/permit lag (63/100), structural risk (57/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100). The split runs 57/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (68/100).

The expansion-phase market in 60021 posted values that rose 5.7% over the year, and 19% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 2.5% — low. About 5,108 people live here, median age 41. Rent burden reaches 32% of tenant households. Around 42% of adults hold a bachelor's degree or higher. At $122,005, median income runs above typical U.S. levels. Vacancy runs 8.5%. 87% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 21/100. The ZIP holds roughly 2,015 housing units. Home values center near $292,800, an affordability ratio of 2.4× — accessible.

Net-net, 60021 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 60021 at the moment; the composite and its components are still built from verifiable public records.

The 60021 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 60021 stays directly comparable to neighboring ZIPs and the rest of Mchenry County, Illinois. Where the public record is thin for 60021, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 60021 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 60021 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.