ZIP 60040 Foreclosure, Tax-Lien & Distress Report

In Lake County, Illinois, ZIP 60040 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 61/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (83/100). Its heaviest discrete signals: construction/permit lag (65/100), structural risk (61/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 19% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 1.6%. Households earn a median $101,862 — above the roughly $78,000 national figure. The tenure split is 49% owner-occupied to 51% rented. Educational attainment sits at 38% bachelor's-or-above. Population is roughly 5,243 with a median age of 36. DLRadar's demographic-stress index for the area reads 36/100. Home values center near $405,400, an affordability ratio of 4.5×. 15.8% of residents fall below the poverty threshold. The ZIP holds roughly 2,076 housing units. Rent burden reaches 45% of tenant households.

Net-net, 60040 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 60040 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 60040's 27/100 can be lined up against any neighbor in Lake County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 60040, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 figure for 60040 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 60040 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.