ZIP 60040 Property Distress & Foreclosure Data

Composite property distress in 60040 (Lake County, Illinois) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 59/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (87/100)). The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (53/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The expansion-phase market in 60040 posted values that rose 6.4% over the year, and 19% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 1.6%. At $101,862, median income runs above typical U.S. levels. 49% of housing is owner-occupied. Around 38% of adults hold a bachelor's degree or higher. Population is roughly 5,243 with a median age of 36. The demographic-stress sub-score lands at 36/100. The typical home is worth about $405,400 (4.5× income). The poverty rate is 15.8%. There are about 2,076 housing units across 60040. Rent burden reaches 45% of tenant households.

On balance 60040 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.