ZIP 60045 Property Distress & Foreclosure Data

Composite property distress in 60045 (Lake County, Illinois) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (53/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. The latent-versus-live split is 59/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (87/100).

The market reads expansion — home values rose 6.4% year on year, and 22% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $225,551 — above the roughly $78,000 national figure. About 81% have a four-year degree. On demographic stress specifically, 60045 scores 24/100. About 20,957 people live here, median age 46. Around 47% of renters are cost-burdened. The vacancy rate is 5.6%. A median home runs $923,500 here, or 4.0 times local income. The tenure split is 89% owner-occupied to 11% rented. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 7,864 housing units.

Net-net, 60045 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.