Lake County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lake County, IL distress report, 2026: 36 ZIPs scored in Lake, IL, Lake, IL average 28/100; the top Lake, IL ZIP is 60074 at 34/100; Lake, IL market phase expansion, Lake, IL prices +5.7% year over year.
- Lake, IL ranks #2,479 nationally (opportunity index); Lake, IL #72 in Illinois; Lake, IL index 26.0.
- Lake, IL ninety-day mortgage delinquency 1.1% in December 2025; Lake, IL twelve-month change +0.4%.
- Lake, IL ZIP phases: 36 expansion.
- Lake, IL residential listings tracked: 110 across 28 ZIPs; Lake, IL candidate listings 28.
- Lake, IL HUD assisted properties: 39 with 4,300 units.
- Lake, IL lenders on watch: 8; largest Lake, IL footprint Bmo Bank National Assn (13 branches).
- Lake, IL most distressed ZIP: 60074 at 34/100.
Lake, IL figures: DLRadar distress index; Lake, IL inputs: CFPB, FHFA, HUD, FDIC; Lake, IL rebuilt as sources refresh.
| Rank | Lake, IL ZIP | Score |
|---|---|---|
| 1 | 60074 | 34/100 |
| 2 | 60090 | 34/100 |
| 3 | 60010 | 32/100 |
| 4 | 60089 | 29/100 |
| 5 | 60002 | 28/100 |
| 6 | 60015 | 28/100 |
| 7 | 60030 | 28/100 |
| 8 | 60031 | 28/100 |
| 9 | 60035 | 28/100 |
| 10 | 60040 | 28/100 |
| 11 | 60041 | 28/100 |
| 12 | 60044 | 28/100 |
Most distressed Lake, IL ZIPs (0-100, 2026)
Mortgage delinquency in Lake, IL
1.1% of Lake, IL mortgages were ninety-plus days late (Lake, IL, December 2025); Lake, IL thirty-to-eighty-nine days late: 1.4%; Lake, IL twelve-month change +0.4%; Lake, IL peak since 2008: 4.8% (February 2010); Illinois overall 1.1%. Lake, IL ninety-day series: Dec 24 0.7, Jan 25 0.7, Feb 25 0.7 (Lake, IL), Mar 25 0.7, Apr 25 0.7, May 25 0.8 (Lake, IL), Jun 25 0.8, Jul 25 0.8, Aug 25 0.8 (Lake, IL), Sep 25 0.9, Oct 25 0.9, Nov 25 1.0 (Lake, IL), Dec 25 1.1.
Opportunity index: Lake, IL
Lake, IL index 26.0, Lake, IL phase weak; Lake, IL primary driver construction, Lake, IL second driver bank institutional. Lake, IL components: property stress 9.2, foreclosure pressure 6.3, listing discounts 32.2, bank stress 57.4, insurance 0.0; Lake, IL pulse 27.8; Lake, IL capital opportunity 23.3; Lake, IL seven-day change +0.1%.
ZIP market phases inside Lake, IL
36 Lake, IL ZIPs carry a price-cycle phase; Lake, IL ZIPs by phase (Lake, IL), deepest drawdown first: expansion, +5.7% YoY (Lake, IL): 60002, 60010, 60013, 60015, Lake, IL 60020, 60021, 60030, 60031, Lake, IL 60035, 60040, 60041, 60042, Lake, IL 60044, 60045, 60046, 60047.
Residential listings by Lake, IL ZIP
Lake, IL ZIPs with the most tracked Lake, IL residential listings: 60073 11 listings, 1 candidates, bank pressure 61; 60035 10 listings, 2 candidates, bank pressure 61; 60047 10 listings, 3 candidates, bank pressure 61; 60046 9 listings, 4 candidates, bank pressure 61 (Lake, IL); 60060 9 listings, 1 candidates, bank pressure 61; 60064 9 listings, 2 candidates, bank pressure 61; 60085 8 listings, 2 candidates, bank pressure 61; 60015 6 listings, 3 candidates, bank pressure 60. Lake, IL totals: 110 listings; Lake, IL candidates 28; active ZIPs 20.
HUD assisted housing in Lake, IL
39 assisted properties with 4,300 units sit in Lake, IL; largest Lake, IL properties: Horizon Villlage/West Zion Highland (Zion) 272 units, 105 assisted; Woodstone Village (Zion) 266 units; Colonial Park Apartments (Park City) 240 units in Lake, IL; Northlake Farms (Gurnee) 222 units; Landings At Lake Zurich (Lake Zurich) 206 units; Mallard Ridge Apartments (Lindenhurst) 204 units.
Lenders with branches in Lake, IL
Lake, IL lenders by branch count: Bmo Bank National Assn (Lake, IL): stress 72, 13 branches low in Lake, IL; Libertyville B&T Co Na (Lake, IL): stress 66, 8 branches low in Lake, IL; First American Bank (Lake, IL): stress 67, 7 branches low in Lake, IL; Lake Forest B&T Co Na (Lake, IL): stress 53, 7 branches low in Lake, IL; State Bank Of The Lakes Na (Lake, IL): stress 62, 5 branches low in Lake, IL; North Shore Trust&Savings (Lake, IL): stress 33, 3 branches low in Lake, IL; Northern Trust Co (Lake, IL): stress 72, 2 branches low in Lake, IL; Northbrook B&T Co Na (Lake, IL): stress 68, 2 branches low in Lake, IL.
Vacancy and permits, Lake, IL
12,163 of 270,618 Lake, IL housing units are vacant; Lake, IL permits, twelve months: 531 multifamily units in Lake, IL, 502 one-to-four unit units.
Work Lake, IL at the parcel level
Every Lake, IL parcel carries owner and address; every Lake, IL parcel carries APN; Lake, IL distress scores sit on the Lake, IL live board.
Lake, IL figures refresh with each source.
Lake, IL questions
Most distressed ZIP code in Lake County, IL?
ZIP 60074 leads Lake, IL at 34/100; next in Lake, IL: 60090 at 34/100; the Lake, IL average is 28/100.
Where does Lake County, IL rank for investment opportunity?
Lake, IL is #2,479 among all ranked counties, #72 in Illinois; the Lake, IL driver is construction; Lake, IL moved up 254 places.
How many mortgages are delinquent in Lake County, IL?
1.1% of Lake, IL mortgages were ninety-plus days late in December 2025; the Lake, IL peak since 2008 was 4.8%.
Which banks lend in Lake County, IL?
8 watched lenders hold Lake, IL branches; the largest Lake, IL footprints are Bmo Bank National Assn (13), Libertyville B&T Co Na (8), First American Bank (7).
More on Lake, IL
Lake County, IL distress report: public-record figures for Lake, IL; not legal advice for Lake, IL; not tax or investment advice; verify every Lake, IL record before acting.