Lake County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lake County, Illinois? DLRadar grades every Lake County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Lake County breakdown.
- Lake County's most distressed ZIP is 60074 at 35/100.
- 36 ZIP codes tracked in Lake County, averaging 27/100 distress.
- Lake County reads expansion — home values up 5.7% year over year.
- Vacancy runs 4.9% across Lake County's tracked ZIPs, with a 10.4% poverty rate.
- The typical Lake County home is worth about $368,612 against a ~$114,533 median income.
- Lending headwind in Lake County sits at 44/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 60074 | 35/100 |
| 2 | 60090 | 35/100 |
| 3 | 60010 | 33/100 |
| 4 | 60089 | 30/100 |
| 5 | 60015 | 28/100 |
| 6 | 60002 | 27/100 |
| 7 | 60020 | 27/100 |
| 8 | 60030 | 27/100 |
| 9 | 60031 | 27/100 |
| 10 | 60035 | 27/100 |
| 11 | 60040 | 27/100 |
| 12 | 60041 | 27/100 |
Most distressed ZIP codes in Lake County (composite distress 0-100, 2026)
What is driving Lake County distress
The Lake County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 27/100 ZIP average. No proprietary or modelled inputs enter the score.
Lake County market phase and pricing
DLRadar places Lake County in expansion; prices moved up 5.7% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Questions and answers
What is the most distressed ZIP code in Lake County, IL?
ZIP 60074 leads Lake County at 35/100, recomputed monthly from public records.
What market phase is Lake County in?
Lake County is classified expansion with a 5.7% year-over-year increase, following the FHFA House Price Index.
Can the Lake County figures be verified?
Every Lake County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 36 Lake County ZIP codes that it runs on every other U.S. county, so Lake County's numbers are directly comparable to any other market.
How much do distress scores vary between Lake County ZIP codes?
Averaging the county conceals how uneven it is. Across the Lake County ZIPs DLRadar ranks, scores run from 35/100 in 60074 down to 27/100 in 60041, against a Lake County average of 27/100. Because the gap runs to 8 points, Lake County rewards ZIP-level precision.
What do Lake County home values and vacancy say about distressed supply?
The typical Lake County home carries about $368,612 of value against a median household income near $114,533. Vacancy across Lake County's tracked ZIPs runs 4.9% and the poverty rate is 10.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Lake County's foreclosure and tax-lien filings and its 44/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.