Lake County, IL: Home-Insurance Distress & Forced-Sale Pressure
Lake County, IL: 30/100 (moderate) home-insurance distress; Lake, IL band LOW; Lake, IL #1,587 of 3,222 counties; Lake, IL #7 of 102 in Illinois; raw Lake, IL 35.8; Lake, IL coverage multiplier 0.85.
FEMA hazard, Lake, IL: 0/100; Lake, IL declarations, three years: none.
NFIP claims, Lake, IL, three years: 70; Lake, IL payouts $1,792,268; per Lake, IL claim $25,604; Lake, IL claim-stress 90/100.
Lake, IL monthly score held, 30 (March 2026) to 30 (October 2026); Lake, IL by month: March 30, April 30, May 28, June 28 (Lake, IL), July 28, August 28, September 28, October 30.
Lake, IL components: NFIP claims 90; Lake, IL retreat index 30; Lake, IL climate multiplier 0.85.
Construction distress, Lake, IL: 65/100 as of August 2026 (Lake, IL: 69/100 one-to-four unit, 61/100 multifamily).
Lake, IL ZIPs, June 2026 (Lake, IL, 16 highest): score 0 (Lake, IL), climate 100 (Lake, IL): 60074, 60090; score 0 (Lake, IL), climate 98 (Lake, IL): 60010; score 0 (Lake, IL), climate 97 (Lake, IL): 60002, 60015, 60020, 60030, Lake, IL 60031, 60035, 60040, 60041, Lake, IL 60044, 60045, 60046, 60047, Lake, IL 60048.
DLRadar rescores Lake, IL monthly; Lake, IL readings join Lake, IL foreclosure, lien and ownership parcels (Lake, IL), so cost-squeezed Lake, IL owners surface before listing.
Inside Illinois, Lake County ranks 8th of 102 counties for home-insurance distress at 30/100; Fulton County (32/100) sits just above Lake County, and Dupage County (29/100) sits just below Lake County.
Deterministic. Every Lake County, IL signal traces to a public Lake dataset (FEMA, NFIP, Census for Lake, IL) · how insurance distress works in Lake, IL · methodology
FAQ: Lake County, IL insurance distress
What is the Lake County, IL home-insurance-distress score?
Lake, IL: 30/100 (LOW), #1,587 of 3,222, #7 in Illinois. FEMA hazard, Lake, IL: 0/100; NFIP stress, Lake, IL: 90/100; construction, Lake, IL: 65/100; Lake, IL rescores monthly.
Is Lake County insurance distress getting better or worse (IL)?
Lake, IL: 30 in March 2026; Lake, IL: 30 in October 2026 (unchanged); Lake, IL NFIP claims score 90.
How many flood-insurance claims has Lake County, IL had?
Lake, IL: 70 NFIP claims, three years; Lake, IL paid $1,792,268; per Lake, IL claim $25,604; carriers reprice Lake, IL against that record.
Which Lake County ZIP codes carry the most insurance distress (IL)?
Lake, IL, June 2026: 60074 at 0, 60090 at 0, 60010 at 0, 60002 at 0; Lake, IL climate scores there: 100, 100, 98, 97.
Why does Lake, IL insurance distress create sellers?
A Lake, IL premium outruns the Lake, IL budget; a carrier leaves Lake, IL; Lake, IL carrying cost passes plan; Lake, IL owners sell while current; Lake, IL insurance distress leads Lake, IL foreclosure data.