ZIP 60102 Foreclosure, Tax-Lien & Distress Report

In Mchenry County, Illinois, ZIP 60102 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (93/100). The latent-versus-live split is 53/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (53/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (4/100) stay muted.

The expansion-phase market in 60102 posted values that rose 5.7% over the year, and 23% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 4.3% — low. Around 30% of renters are cost-burdened. 88% of housing is owner-occupied. Educational attainment sits at 43% bachelor's-or-above. Households earn a median $128,070 — above the roughly $78,000 national figure. 32,303 residents call 60102 home, typically aged 42. On demographic stress specifically, 60102 scores 21/100. The ZIP holds roughly 12,113 housing units. Vacancy runs 2.4%. A median home runs $349,900 here, or 2.5 times local income.

Overall 60102 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 60102 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 60102 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 60102 can be compared directly against any other ZIP in Mchenry County, Illinois or nationwide. 60102 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 60102 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 60102 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.