ZIP 60102 Foreclosure, Tax-Lien & Distress Report

In Mchenry County, Illinois, ZIP 60102 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (83/100). The latent-versus-live split is 59/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (4/100) stay muted.

The expansion-phase market in 60102 posted values that rose 5.7% over the year, and 23% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 4.3% — low. Around 30% of renters are cost-burdened. 88% of housing is owner-occupied. Educational attainment sits at 43% bachelor's-or-above. Households earn a median $128,070 — above the roughly $78,000 national figure. 32,303 residents call 60102 home, typically aged 42. On demographic stress specifically, 60102 scores 21/100. The ZIP holds roughly 12,113 housing units. Vacancy runs 2.4%. A median home runs $349,900 here, or 2.5 times local income.

Net-net, 60102 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 60102 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 60102 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 60102 can be compared directly against any other ZIP in Mchenry County, Illinois or nationwide. 60102 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 60102 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 60102 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.