ZIP 60051 Property Distress & Foreclosure Data

ZIP code 60051 in Mchenry County, Illinois carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (62/100). What sets it apart are the readings on structural risk (53/100), construction/permit lag (52/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. Structural risk reads 53/100 against active distress of 2/100.

The market reads expansion — home values rose 6.4% year on year, and 26% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $278,400 here, or 2.6 times local income. Households earn a median $104,227 — above the roughly $78,000 national figure. Vacancy runs 5.8%. About 33% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. There are about 10,434 housing units across 60051. About 23,931 people live here, median age 44. On demographic stress specifically, 60051 scores 26/100. Rent burden reaches 46% of tenant households. Roughly 7.7% live below the poverty line.

Overall 60051 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.