ZIP 60081 Property Distress & Foreclosure Data

Composite property distress in 60081 (Mchenry County, Illinois) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (52/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. The latent-versus-live split is 53/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (63/100).

The market reads expansion — home values rose 6.4% year on year, and 24% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

On demographic stress specifically, 60081 scores 21/100. A median home runs $355,300 here, or 2.9 times local income. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Around 13% of renters are cost-burdened. Households earn a median $116,278 — above the roughly $78,000 national figure. The vacancy rate is 3.9%. About 9,117 people live here, median age 47. The tenure split is 92% owner-occupied to 8% rented. About 33% have a four-year degree. The ZIP holds roughly 3,482 housing units.

Overall 60081 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.