ZIP 60097 Foreclosure, Tax-Lien & Distress Report
Mchenry County, Illinois · Distress market
In Mchenry County, Illinois, ZIP 60097 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 57/100 while live distress already moving reads 2/100. Leading the profile are construction/permit lag (63/100), structural risk (57/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (5/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (67/100)).
The market reads expansion — home values rose 5.7% year on year, and 38% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Owners hold 90% of homes, renters 10%. About 17% have a four-year degree. About 11,481 people live here, median age 38. At $90,865, median income runs above typical U.S. levels. Vacancy runs 4.7%. 8.4% of residents fall below the poverty threshold. The typical home is worth about $229,700 (2.4× income, relatively affordable). Around 31% of renters are cost-burdened. There are about 4,667 housing units across 60097. DLRadar's demographic-stress index for the area reads 24/100.
Net-net, 60097 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 60097 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 60097 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 60097 shows blanks, not estimates, wherever the record is sparse.
The 25/100 for 60097 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 60097 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 60097’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 60097 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 60097, drawn from the same report attached to each property.
Adjacent Mchenry County ZIP reports
Keep exploring Illinois distress
Further distress data across Mchenry County, Illinois at ZIP, county and state level.
The complete 60097 distress and acquisition report
Open 60097 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology