ZIP 60097 Property Distress & Foreclosure Data

ZIP code 60097 in Mchenry County, Illinois carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 52 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (52/100), structural risk (52/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (5/100). Environmental exposure also runs high (climate & FEMA risk (92/100)).

The expansion-phase market in 60097 posted values that rose 6.4% over the year, and 38% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

90% of housing is owner-occupied. Around 17% of adults hold a bachelor's degree or higher. Population is roughly 11,481 with a median age of 38. At $90,865, median income runs above typical U.S. levels. Vacancy runs 4.7%. The poverty rate is 8.4%. The typical home is worth about $229,700 (2.4× income, relatively affordable). Rent burden reaches 31% of tenant households. There are about 4,667 housing units across 60097. The demographic-stress sub-score lands at 24/100.

Broadly, 60097 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.