Otter Tail County, MN: Foreclosures, Tax Liens & Distressed Properties

Otter Tail County, MN, Minnesota: 34 ZIP codes scored, Otter Tail County, MN averaging 16/100 (low, Otter Tail, MN), from 1 to 19. Otter Tail County, MN is in its peak phase (Otter Tail, MN confidence 18/100): Otter Tail, MN home prices up 2.7% (Otter Tail, MN) over twelve months. Otter Tail County, MN lender headwind: 61/100.

Highest-scoring Otter Tail County, MN ZIPs: 56324 (19/100), 56453 (19/100), 56515 (19/100), 56518 (19/100), 56524 (19/100), 56527 (19/100). Also scored in Otter Tail County, MN: 56528, 56533, 56534, 56537, 56551, 56567, 56571, 56573, 56576, 56586.

Across Otter Tail County, MN's scored ZIPs: median home value $250,994, household income $69,903, 26.9% vacancy, 8.8% poverty, 84% owner-occupied, median age 45.1.

Otter Tail County, MN insurance distress 0/100 (#2,770 in the US); FEMA hazard 0/100 for Otter Tail, MN; Otter Tail, MN construction distress 67/100.

18 banks with 27 branches lend in Otter Tail County, MN; Otter Tail, MN weighted bank stress 64/100, highest 79/100 in Otter Tail, MN.

Otter Tail County, MN unemployment 4.8% (Otter Tail, MN -2.4 pts, six months); 98 new housing units permitted in Otter Tail County, MN over twelve months, Otter Tail, MN down 18% from 119; Otter Tail, MN home prices +10.8% a year (Otter Tail, MN) over three years.

36,698 housing units in Otter Tail County, MN; 5,247 Otter Tail, MN renter households; 38% of Otter Tail, MN renters spend 30%+ of income on rent, 18% (Otter Tail, MN) half or more.

Otter Tail County, MN ranks #1,775 nationally on the opportunity index (Otter Tail, MN, among all ranked counties); Otter Tail, MN scores 28.5/100 and Otter Tail, MN sits #20 inside Minnesota. Otter Tail, MN is in the early_signal opportunity phase; Otter Tail, MN's primary driver is vacancy, Otter Tail, MN second driver construction; Otter Tail, MN moved down 834 places. 9 short-sale listings across Otter Tail, MN; 67 days on market observed in Otter Tail, MN; 24.8% vacancy over 34 Otter Tail, MN ZIPs.

No CFPB county sample covers Otter Tail County, MN. The non-metro area reading for Otter Tail, MN: 1.0% ninety-plus days late; Otter Tail, MN's thirty-to-eighty-nine share is 2.2% (Otter Tail, MN, December 2025 data); Minnesota overall 0.6%.

Otter Tail County, MN has 11 watched banks; 11 Otter Tail, MN banks sit in an elevated band. Otter Tail, MN footprints: My Kind Of Bank Na (3 branches, stress 69) in Otter Tail, MN; Farmers Stb Of Underwood (3 branches, stress 65) in Otter Tail, MN; United Community Bank (2 branches, stress 79) in Otter Tail, MN.

HUD lists 4 assisted multifamily properties in Otter Tail County, MN with 119 units; 58 Otter Tail, MN units are assisted, 1 Otter Tail, MN properties under project-based Section 8.

11,541 of the 36,698 housing units in Otter Tail, MN sit vacant. Otter Tail County, MN permitted 17 multifamily units in twelve months; Otter Tail, MN's one-to-four unit structures added 81 units in Otter Tail County, MN.