ZIP 56324 Property Distress & Foreclosure Data

Composite property distress in 56324 (Otter Tail County, Minnesota) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 44 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (44/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (78/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 16% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,116 residents call 56324 home, typically aged 46. The typical home is worth about $252,600 (3.1× income, relatively affordable). Around 24% of adults hold a bachelor's degree or higher. There are about 676 housing units across 56324. 92% of housing is owner-occupied. Vacancy runs 30.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 2.8% — low. The demographic-stress sub-score lands at 22/100. At $79,219, median income runs near typical U.S. levels. Rent burden reaches 0% of tenant households.

Taken together, 56324 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.