ZIP 56528 Foreclosure, Tax-Lien & Distress Report

Otter Tail County, Minnesota's ZIP 56528 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 45/100 against active distress of 2/100. The most distinctive pressure shows up in construction/permit lag (82/100), structural risk (45/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 29% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,655 residents call 56528 home, typically aged 56. At $80,667, median income runs near typical U.S. levels. 87% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher. Vacancy runs 59.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 21% of tenant households. The typical home is worth about $319,300 (4.0× income, relatively affordable). The demographic-stress sub-score lands at 32/100. There are about 1,854 housing units across 56528. The poverty rate is 12.0%.

Taken together, 56528 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.