ZIP 56528 Foreclosure, Tax-Lien & Distress Report
Otter Tail County, Minnesota · High Vacancy market
DLRadar grades ZIP 56528 (Otter Tail County, Minnesota) at a low 19/100 for overall property distress. The split runs 41/100 structural to 2/100 active on the ground. Leading the profile are construction/permit lag (68/100), structural risk (41/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (79/100)).
Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 29% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
1,655 residents call 56528 home, typically aged 56. Median household income is $80,667, near the U.S. median near $78,000. Owners hold 87% of homes, renters 13%. Educational attainment sits at 29% bachelor's-or-above. The vacancy rate is 59.9% — elevated. Rent burden reaches 21% of tenant households. Home values center near $319,300, an affordability ratio of 4.0× — accessible. On demographic stress specifically, 56528 scores 32/100. There are about 1,854 housing units across 56528. 12.0% of residents fall below the poverty threshold.
On the whole, 56528 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 56528 at the moment; the composite and its components are still built from verifiable records.
Whether 56528 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56528 can be compared directly against any other ZIP in Otter Tail County, Minnesota or nationwide. 56528 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 56528 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For a buyer, 56528 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 56528’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 56528 by the numbers
Current distress, phase, housing and lender-pressure figures for 56528, drawn from the same report attached to each property.
Nearby ZIPs in Otter Tail County
Nearest ZIP codes to 56528
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Otter Tail County, Minnesota.
Open the complete 56528 acquisition file
Every distressed parcel in 56528 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology