ZIP 56518 Property Distress & Foreclosure Data

Composite property distress in 56518 (Otter Tail County, Minnesota) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (45/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). The latent-versus-live split is 45/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (79/100)).

The peak-phase market in 56518 posted values that rose 3.3% over the year (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 24% of renters are cost-burdened. Roughly 10.8% live below the poverty line. A median home runs $160,300 here, or 2.5 times local income. About 10% have a four-year degree. The vacancy rate is 4.4%. On demographic stress specifically, 56518 scores 25/100. Households earn a median $60,625 — below the roughly $78,000 national figure. The ZIP holds roughly 179 housing units. Population is roughly 469 with a median age of 30. The tenure split is 83% owner-occupied to 17% rented.

On balance 56518 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.