ZIP 56518 Foreclosure, Tax-Lien & Distress Report
Otter Tail County, Minnesota · Affordable market
DLRadar grades ZIP 56518 (Otter Tail County, Minnesota) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (69/100), structural risk (42/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. Latent structural risk is 42/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100).
The peak-phase market in 56518 posted values that rose 2.7% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Rent burden reaches 24% of tenant households. 10.8% of residents fall below the poverty threshold. The typical home is worth about $160,300 (2.5× income, relatively affordable). About 10% have a four-year degree. Vacancy runs 4.4%. On demographic stress specifically, 56518 scores 25/100. Households earn a median $60,625 — below the roughly $78,000 national figure. There are about 179 housing units across 56518. Population is roughly 469 with a median age of 30. 83% of housing is owner-occupied.
Overall, 56518 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 56518 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 56518 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Otter Tail County, Minnesota and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 56518 shows blanks, not estimates, wherever the record is sparse.
The 19/100 for 56518 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 56518 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 56518
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
56518 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Rules-based scoring — each signal ties to a public dataset · methodology