ZIP 56551 Foreclosure, Tax-Lien & Distress Report
Otter Tail County, Minnesota · High Vacancy market
In Otter Tail County, Minnesota, ZIP 56551 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (79/100). The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (42/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Structurally it carries 42/100, against 2/100 of stress already in motion.
The peak-phase market in 56551 posted values that rose 2.7% over the year, and 37% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 2,343 people live here, median age 50. Home values center near $238,200, an affordability ratio of 3.5× — accessible. Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal. Around 25% of adults hold a bachelor's degree or higher. Rent burden reaches 38% of tenant households. Roughly 12.9% live below the poverty line. Owners hold 78% of homes, renters 22%. There are about 1,398 housing units across 56551. On demographic stress specifically, 56551 scores 31/100. Median household income is $63,750, below the U.S. median near $78,000.
On the whole, 56551 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 56551 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 56551 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 56551 shows blanks, not estimates, wherever the record is sparse.
The 19/100 for 56551 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 56551 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 56551
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
56551 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Otter Tail County
More distress data near 56551
Keep going: ZIP, county and state distress coverage for Otter Tail County, Minnesota.
Unlock the full ZIP 56551 acquisition report
Every distressed parcel in 56551 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology