ZIP 56361 Property Distress & Foreclosure Data

Otter Tail County, Minnesota's ZIP 56361 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (39/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). On the structural side it scores 39/100, with 2/100 of stress already active.

The market reads peak — home values rose 3.3% year on year, and 11% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Median household income is $69,896, near the U.S. median near $78,000. Owners hold 85% of homes, renters 15%. The ZIP holds roughly 1,216 housing units. Around 23% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 20.0% — elevated. Educational attainment sits at 11% bachelor's-or-above. Home values center near $247,700, an affordability ratio of 3.1× — accessible. 9.1% of residents fall below the poverty threshold. About 2,590 people live here, median age 44.

Net-net, 56361 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.