ZIP 56361 Foreclosure, Tax-Lien & Distress Report

ZIP code 56361 in Otter Tail County, Minnesota carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (71/100), structural risk (41/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (74/100)). The split runs 41/100 structural to 2/100 active on the ground.

The peak-phase market in 56361 posted values that rose 2.7% over the year, and 11% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $69,896 — near the roughly $78,000 national figure. Owners hold 85% of homes, renters 15%. There are about 1,216 housing units across 56361. Around 23% of renters are cost-burdened. On demographic stress specifically, 56361 scores 28/100. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. About 11% have a four-year degree. The typical home is worth about $247,700 (3.1× income, relatively affordable). The poverty rate is 9.1%. 2,590 residents call 56361 home, typically aged 44.

Net-net, 56361 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 56361 at the moment; the composite and its components are still built from verifiable public records.

The 56361 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 56361 stays directly comparable to neighboring ZIPs and the rest of Otter Tail County, Minnesota. Where the public record is thin for 56361, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 56361 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For a buyer, 56361 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.