ZIP 56588 Property Distress & Foreclosure Data

ZIP code 56588 in Otter Tail County, Minnesota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (79/100). What sets it apart are the readings on construction/permit lag (82/100), structural risk (45/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. Structural exposure scores 45 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

458 residents call 56588 home, typically aged 57. 94% of housing is owner-occupied. The typical home is worth about $344,400 (4.2× income). Vacancy runs 50.0%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 36/100. At $66,250, median income runs below typical U.S. levels. There are about 395 housing units across 56588. Rent burden reaches 60% of tenant households. Around 21% of adults hold a bachelor's degree or higher. The poverty rate is 2.0% — low.

Taken together, 56588 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.