ZIP 56527 Property Distress & Foreclosure Data

Composite property distress in 56527 (Otter Tail County, Minnesota) lands at 20/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (79/100)). On the structural side it scores 45/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (45/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The peak-phase market in 56527 posted values that rose 3.3% over the year, and 23% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 13% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. Roughly 10.6% live below the poverty line. Around 44% of renters are cost-burdened. Population is roughly 875 with a median age of 39. A median home runs $217,300 here, or 3.1 times local income. On demographic stress specifically, 56527 scores 30/100. The vacancy rate is 14.3% — elevated. Households earn a median $61,607 — below the roughly $78,000 national figure. The ZIP holds roughly 395 housing units.

On the whole, 56527 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.