ZIP 56537 Property Distress & Foreclosure Data

Otter Tail County, Minnesota's ZIP 56537 registers 20/100 composite distress, which DLRadar reads as low. Structural exposure scores 45 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (82/100), structural risk (45/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 19% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 9,591 housing units across 56537. Rent burden reaches 38% of tenant households. The typical home is worth about $246,500 (3.6× income, relatively affordable). 71% of housing is owner-occupied. Around 30% of adults hold a bachelor's degree or higher. The poverty rate is 8.9%. Vacancy runs 11.2%. The demographic-stress sub-score lands at 30/100. 19,650 residents call 56537 home, typically aged 43. At $62,279, median income runs below typical U.S. levels.

Overall, 56537 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.