ZIP 56537 Foreclosure, Tax-Lien & Distress Report
Otter Tail County, Minnesota · Distress market
On DLRadar's 0-100 distress scale, ZIP 56537 in Otter Tail County, Minnesota comes in at 19, a low composite-distress reading. Structural exposure scores 41 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (68/100), structural risk (41/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (79/100)).
The market reads peak — home values rose 2.7% year on year, and 19% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 9,591 housing units across 56537. Around 38% of renters are cost-burdened. Home values center near $246,500, an affordability ratio of 3.6× — accessible. The tenure split is 71% owner-occupied to 29% rented. Educational attainment sits at 30% bachelor's-or-above. Roughly 8.9% live below the poverty line. The vacancy rate is 11.2%. On demographic stress specifically, 56537 scores 30/100. About 19,650 people live here, median age 43. Households earn a median $62,279 — below the roughly $78,000 national figure.
On balance 56537 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 56537 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 56537 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56537 can be compared directly against any other ZIP in Otter Tail County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 56537 shows blanks, not estimates, wherever the record is sparse.
The 19/100 for 56537 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 56537 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 56537’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 56537 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Otter Tail County ZIP reports
Nearest ZIP codes to 56537
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Minnesota distress
Other reports tied to Otter Tail County, Minnesota — ZIP, county and statewide.
Get the full acquisition report for 56537
Every distressed parcel in 56537 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology