ZIP 56586 Property Distress & Foreclosure Data

Composite property distress in 56586 (Otter Tail County, Minnesota) lands at 20/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (45/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. Structural risk reads 45/100 against active distress of 2/100.

The market reads peak — home values rose 3.3% year on year, and 42% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,332 housing units across 56586. Median household income is $82,333, near the U.S. median near $78,000. About 1,798 people live here, median age 55. Vacancy runs 39.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 27% bachelor's-or-above. Rent burden reaches 5% of tenant households. Owners hold 94% of homes, renters 6%. 6.8% of residents fall below the poverty threshold. Home values center near $309,800, an affordability ratio of 3.4× — accessible. DLRadar's demographic-stress index for the area reads 25/100.

Net-net, 56586 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.