Otter Tail County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Otter Tail County, MN distress report, 2026: 34 ZIPs scored in Otter Tail, MN, Otter Tail, MN average 16/100; the top Otter Tail, MN ZIP is 56324 at 19/100; Otter Tail, MN market phase peak, Otter Tail, MN prices +2.7% year over year.
- Otter Tail, MN ranks #1,775 nationally (opportunity index); Otter Tail, MN #20 in Minnesota; Otter Tail, MN index 28.5.
- Otter Tail, MN: no CFPB county sample; Otter Tail, MN non-metro area reading 1.0%.
- Otter Tail, MN ZIP phases: 34 peak.
- Otter Tail, MN residential listings tracked: 19 across 20 ZIPs; Otter Tail, MN candidate listings 12.
- Otter Tail, MN HUD assisted properties: 4 with 119 units.
- Otter Tail, MN lenders on watch: 8; largest Otter Tail, MN footprint My Kind Of Bank Na (3 branches).
- Otter Tail, MN most distressed ZIP: 56324 at 19/100.
Otter Tail, MN figures: DLRadar distress index; Otter Tail, MN inputs: CFPB, FHFA, HUD, FDIC; Otter Tail, MN rebuilt as sources refresh.
| Rank | Otter Tail, MN ZIP | Score |
|---|---|---|
| 1 | 56324 | 19/100 |
| 2 | 56453 | 19/100 |
| 3 | 56515 | 19/100 |
| 4 | 56518 | 19/100 |
| 5 | 56524 | 19/100 |
| 6 | 56527 | 19/100 |
| 7 | 56528 | 19/100 |
| 8 | 56533 | 19/100 |
| 9 | 56534 | 19/100 |
| 10 | 56537 | 19/100 |
| 11 | 56551 | 19/100 |
| 12 | 56567 | 19/100 |
Most distressed Otter Tail, MN ZIPs (0-100, 2026)
Mortgage delinquency around Otter Tail, MN
No CFPB county sample covers Otter Tail, MN; the non-metro area reading for Otter Tail, MN: 1.0% ninety-plus; Otter Tail, MN area thirty-to-eighty-nine 2.2% (December 2025, Otter Tail, MN); Minnesota overall 0.6%.
Opportunity index: Otter Tail, MN
Otter Tail, MN index 28.5, Otter Tail, MN phase early_signal; Otter Tail, MN primary driver vacancy, Otter Tail, MN second driver construction. Otter Tail, MN components: property stress 15.9, foreclosure pressure 17.7, listing discounts 18.0, bank stress 62.9, insurance 0.0; Otter Tail, MN pulse 35.7; Otter Tail, MN capital opportunity 17.8; Otter Tail, MN seven-day change +0.6%.
ZIP market phases inside Otter Tail, MN
34 Otter Tail, MN ZIPs carry a price-cycle phase; Otter Tail, MN ZIPs by phase (Otter Tail, MN), deepest drawdown first: peak, +3.1% YoY (Otter Tail, MN): 56309, 56464, 56482; peak, +2.7% YoY (Otter Tail, MN): 56315, 56324, 56326, 56361, Otter Tail, MN 56501, 56515, 56518, 56522; peak, +3.3% YoY (Otter Tail, MN): 56437, 56446; peak, +3.0% YoY (Otter Tail, MN): 56453; peak, +3.2% YoY (Otter Tail, MN): 56477; peak, +3.6% YoY (Otter Tail, MN): 56514.
Residential listings by Otter Tail, MN ZIP
Otter Tail, MN ZIPs with the most tracked Otter Tail, MN residential listings: 56537 4 listings, 0 candidates, bank pressure 64; 56528 3 listings, 2 candidates, bank pressure 64; 56567 3 listings, 3 candidates, bank pressure 64; 56572 2 listings, 2 candidates, bank pressure 64 (Otter Tail, MN); 56515 1 listings, 0 candidates, bank pressure 64; 56524 1 listings, 1 candidates, bank pressure 64; 56571 1 listings, 1 candidates, bank pressure 64; 56573 1 listings, 0 candidates, bank pressure 64. Otter Tail, MN totals: 19 listings; Otter Tail, MN candidates 12; active ZIPs 1.
HUD assisted housing in Otter Tail, MN
4 assisted properties with 119 units sit in Otter Tail, MN; largest Otter Tail, MN properties: St James Manor (Perham) 38 units, 38 assisted; Broadway Apts -- (Fergus Falls) (Fergus Falls) 36 units; Meadows Townhomes (Perham) 24 units in Otter Tail, MN; Heritage Manor -- (New York Mills, Mn) (New York Mills) 21 units, 20 assisted.
Lenders with branches in Otter Tail, MN
Otter Tail, MN lenders by branch count: My Kind Of Bank Na (Otter Tail, MN): stress 69, 3 branches low in Otter Tail, MN; Farmers Stb Of Underwood (Otter Tail, MN): stress 65, 3 branches low in Otter Tail, MN; United Community Bank (Otter Tail, MN): stress 79, 2 branches low in Otter Tail, MN; Wadena State Bank (Otter Tail, MN): stress 58, 2 branches low in Otter Tail, MN; Midwest Bank (Otter Tail, MN): stress 42, 2 branches low in Otter Tail, MN; Farmers&Merchants Stb Ny Mil (Otter Tail, MN): stress 77, 1 branch low in Otter Tail, MN; Fm Bank (Otter Tail, MN): stress 69, 1 branch low in Otter Tail, MN; American Nb Of Minnesota (Otter Tail, MN): stress 61, 1 branch low in Otter Tail, MN.
Vacancy and permits, Otter Tail, MN
11,541 of 36,698 Otter Tail, MN housing units are vacant; Otter Tail, MN permits, twelve months: 17 multifamily units in Otter Tail, MN, 81 one-to-four unit units.
Work Otter Tail, MN at the parcel level
Every Otter Tail, MN parcel carries owner and address; every Otter Tail, MN parcel carries APN; Otter Tail, MN distress scores sit on the Otter Tail, MN live board.
Otter Tail, MN figures refresh with each source.
Otter Tail, MN questions
Most distressed ZIP code in Otter Tail County, MN?
ZIP 56324 leads Otter Tail, MN at 19/100; next in Otter Tail, MN: 56453 at 19/100; the Otter Tail, MN average is 16/100.
Where does Otter Tail County, MN rank for investment opportunity?
Otter Tail, MN is #1,775 among all ranked counties, #20 in Minnesota; the Otter Tail, MN driver is vacancy; Otter Tail, MN moved down 834 places.
How many mortgages are delinquent in Otter Tail County, MN?
Otter Tail, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Otter Tail, MN.
Which banks lend in Otter Tail County, MN?
8 watched lenders hold Otter Tail, MN branches; the largest Otter Tail, MN footprints are My Kind Of Bank Na (3), Farmers Stb Of Underwood (3), United Community Bank (2).
More on Otter Tail, MN
Otter Tail County, MN distress report: public-record figures for Otter Tail, MN; not legal advice for Otter Tail, MN; not tax or investment advice; verify every Otter Tail, MN record before acting.