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Otter Tail County, MN: Home-Insurance Distress & Forced-Sale Pressure

Otter Tail County, MN: 0/100 (low) home-insurance distress; Otter Tail, MN band ZERO; Otter Tail, MN #2,770 of 3,222 counties; Otter Tail, MN #73 of 87 in Minnesota; Otter Tail, MN coverage multiplier 0.70.

FEMA hazard, Otter Tail, MN: 0/100; Otter Tail, MN declarations, three years: none.

NFIP claims, Otter Tail, MN, three years: none; Otter Tail, MN claim-stress 0/100.

Otter Tail, MN monthly score: 0 in every month from March 2026 (Otter Tail, MN) through October 2026.

Otter Tail, MN components: all zero this month; Otter Tail, MN climate multiplier 0.70.

Construction distress, Otter Tail, MN: 67/100 as of August 2026 (Otter Tail, MN: 52/100 one-to-four unit, 98/100 multifamily).

Otter Tail, MN ZIPs, June 2026 (Otter Tail, MN, 16 highest): score 0 (Otter Tail, MN), climate 79 (Otter Tail, MN): 56515, 56518, 56524, 56527, Otter Tail, MN 56528, 56533, 56534, 56537, Otter Tail, MN 56551, 56567, 56571, 56573, Otter Tail, MN 56576, 56586, 56587, 56588.

DLRadar rescores Otter Tail, MN monthly; Otter Tail, MN readings join Otter Tail, MN foreclosure, lien and ownership parcels (Otter Tail, MN), so cost-squeezed Otter Tail, MN owners surface before listing.

Inside Minnesota, Otter Tail County ranks 73rd of 87 counties for home-insurance distress at 0/100; Norman County (0/100) sits just above Otter Tail County, and Pennington County (0/100) sits just below Otter Tail County.

Insurance distress
0/100
Otter Tail, MN: ZERO
National rank
#2770
Otter Tail, MN: of 3,222 counties
FEMA hazard
0/100
Otter Tail County hazard
NFIP claim stress
0/100
Otter Tail, MN 3-year
Flood claims (3y)
0
Otter Tail, MN
Claims paid (3y)
$0
Otter Tail, MN payouts
Per claim
$0
Otter Tail, MN
Construction distress
67/100
Otter Tail, MN

Deterministic. Every Otter Tail County, MN signal traces to a public Otter Tail dataset (FEMA, NFIP, Census for Otter Tail, MN) · how insurance distress works in Otter Tail, MN · methodology

FAQ: Otter Tail County, MN insurance distress

What is the Otter Tail County, MN home-insurance-distress score?

Otter Tail, MN: 0/100 (ZERO), #2,770 of 3,222, #73 in Minnesota. FEMA hazard, Otter Tail, MN: 0/100; NFIP stress, Otter Tail, MN: 0/100; construction, Otter Tail, MN: 67/100; Otter Tail, MN rescores monthly.

Is Otter Tail County insurance distress getting better or worse (MN)?

Otter Tail, MN: 0 in March 2026; Otter Tail, MN: 0 in October 2026 (unchanged).

Which Otter Tail County ZIP codes carry the most insurance distress (MN)?

Otter Tail, MN, June 2026: 56515 at 0, 56518 at 0, 56524 at 0, 56527 at 0; Otter Tail, MN climate scores there: 79, 79, 79, 79.

Why does Otter Tail, MN insurance distress create sellers?

A Otter Tail, MN premium outruns the Otter Tail, MN budget; a carrier leaves Otter Tail, MN; Otter Tail, MN carrying cost passes plan; Otter Tail, MN owners sell while current; Otter Tail, MN insurance distress leads Otter Tail, MN foreclosure data.

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