ZIP 56534 Property Distress & Foreclosure Data

In Otter Tail County, Minnesota, ZIP 56534 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (82/100), structural risk (45/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100). On the structural side it scores 45/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 19% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $71,932, median income runs near typical U.S. levels. The poverty rate is 9.5%. The demographic-stress sub-score lands at 24/100. Around 21% of adults hold a bachelor's degree or higher. Around 8% of renters are cost-burdened. 93% of housing is owner-occupied. 1,287 residents call 56534 home, typically aged 53. The typical home is worth about $238,300 (3.0× income, relatively affordable). The vacancy rate is 27.1% — elevated. The ZIP holds roughly 691 housing units.

Taken together, 56534 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.