ZIP 56533 Foreclosure, Tax-Lien & Distress Report

ZIP 56533's composite property-distress score is 19/100 - DLRadar classes that as low for Otter Tail County, Minnesota. Structural risk reads 42/100 against active distress of 2/100. Leading the profile are construction/permit lag (69/100), structural risk (42/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (79/100).

The peak-phase market in 56533 posted values that rose 2.7% over the year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 333 with a median age of 34. The vacancy rate is 12.7% — elevated. A median home runs $162,500 here, or 2.5 times local income. 90% of housing is owner-occupied. About 10% have a four-year degree. Households earn a median $66,771 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 25/100. Around 30% of renters are cost-burdened. The ZIP holds roughly 121 housing units. The poverty rate is 3.6% — low.

On the whole, 56533 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 56533 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 56533's 19/100 can be lined up against any neighbor in Otter Tail County, Minnesota or any ZIP coast to coast. Where the public record is thin for 56533, the field stays empty rather than modeled, and fills in as new documents post.

Behind 56533's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 56533 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.