ZIP 56533 Property Distress & Foreclosure Data

ZIP code 56533 in Otter Tail County, Minnesota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 45 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (82/100), structural risk (45/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (79/100)).

The peak-phase market in 56533 posted values that rose 3.3% over the year, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 333 with a median age of 34. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. A median home runs $162,500 here, or 2.5 times local income. The tenure split is 90% owner-occupied to 10% rented. About 10% have a four-year degree. Households earn a median $66,771 — below the roughly $78,000 national figure. On demographic stress specifically, 56533 scores 25/100. Rent burden reaches 30% of tenant households. There are about 121 housing units across 56533. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 56533 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.