ZIP 56524 Foreclosure, Tax-Lien & Distress Report
Otter Tail County, Minnesota · High Vacancy market
Otter Tail County, Minnesota's ZIP 56524 registers 19/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). Property-level stress concentrates in construction/permit lag (69/100), structural risk (42/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Structurally it carries 42/100, against 2/100 of stress already in motion.
Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 20% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
Home values center near $346,500, an affordability ratio of 3.8× — accessible. Rent burden reaches 23% of tenant households. Population is roughly 709 with a median age of 55. The tenure split is 89% owner-occupied to 11% rented. Roughly 8.0% live below the poverty line. Households earn a median $74,688 — near the roughly $78,000 national figure. The vacancy rate is 59.2% — elevated. There are about 778 housing units across 56524. Educational attainment sits at 37% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100.
On the whole, 56524 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 56524 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 56524 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Otter Tail County, Minnesota and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 56524 shows blanks, not estimates, wherever the record is sparse.
Each component behind 56524 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Treat 56524 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 56524
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
56524 at a glance
A live read on 56524: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Otter Tail County
Keep exploring Minnesota distress
Further distress data across Otter Tail County, Minnesota at ZIP, county and state level.
See every distressed parcel in 56524
The full 56524 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology