ZIP 56524 Property Distress & Foreclosure Data

ZIP code 56524 in Otter Tail County, Minnesota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (79/100)). What sets it apart are the readings on construction/permit lag (82/100), structural risk (45/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Structural risk reads 45/100 against active distress of 2/100.

The peak-phase market in 56524 posted values that rose 3.3% over the year, and 20% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $346,500 here, or 3.8 times local income. Rent burden reaches 23% of tenant households. Population is roughly 709 with a median age of 55. The tenure split is 89% owner-occupied to 11% rented. Roughly 8.0% live below the poverty line. Households earn a median $74,688 — near the roughly $78,000 national figure. Vacancy runs 59.2%, above the national norm and a classic distress-and-opportunity signal. There are about 778 housing units across 56524. About 37% have a four-year degree. On demographic stress specifically, 56524 scores 30/100.

On the whole, 56524 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.