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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 56309 Foreclosure, Tax-Lien & Distress Report

Grant County, Minnesota · High Vacancy market

DLRadar grades ZIP 56309 (Grant County, Minnesota) at a minimal 12/100 for overall property distress. Structural risk reads 28/100 against active distress of 2/100. Its heaviest discrete signals: construction/permit lag (67/100), structural risk (28/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.1% year on year, and 40% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $289,900 here, or 3.2 times local income. Roughly 7.9% live below the poverty line. On demographic stress specifically, 56309 scores 29/100. Rent burden reaches 32% of tenant households. Owners hold 82% of homes, renters 18%. The ZIP holds roughly 760 housing units. Households earn a median $83,594 — near the roughly $78,000 national figure. 1,456 residents call 56309 home, typically aged 44. Around 21% of adults hold a bachelor's degree or higher. Vacancy runs 29.7%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 56309 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 56309 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 56309's 12/100 can be lined up against any neighbor in Grant County, Minnesota or any ZIP coast to coast. 56309 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 12/100 figure for 56309 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 56309 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

12/100
Composite stress
28/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 56309

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk34
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

56309 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 56309, the same set carried on every parcel.

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Grant County ZIPs near 56309

More distress data near 56309

Other reports tied to Grant County, Minnesota — ZIP, county and statewide.

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