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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 56326 Foreclosure, Tax-Lien & Distress Report

Douglas County, Minnesota · High Vacancy market

Douglas County, Minnesota's ZIP 56326 registers 15/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (74/100), structural risk (35/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (4/100) stay muted. The latent-versus-live split is 35/100 structural and 2/100 already moving.

The peak-phase market in 56326 posted values that rose 2.7% over the year, and 15% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,838 people live here, median age 43. There are about 897 housing units across 56326. A median home runs $244,300 here, or 2.8 times local income. 11.1% of residents fall below the poverty threshold. Owners hold 85% of homes, renters 15%. Rent burden reaches 37% of tenant households. At $81,765, median income runs near typical U.S. levels. Educational attainment sits at 21% bachelor's-or-above. Vacancy runs 22.0%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100.

Taken together, 56326 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 56326 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 56326 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 56326, the field stays empty rather than modeled, and fills in as new documents post.

56326's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 56326 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

15/100
Composite stress
35/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 56326

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk51
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 56326 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 56326, the same set carried on every parcel.

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Adjacent Douglas County ZIP reports

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Every distressed parcel in 56326 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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