ZIP 56481 Property Distress & Foreclosure Data

DLRadar grades ZIP 56481 (Wadena County, Minnesota) at a minimal 7/100 for overall property distress. Property-level stress concentrates in construction/permit lag (27/100), structural risk (17/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (7/100) register low. Structural exposure scores 17 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.7% year on year, and 33% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,333 people live here, median age 38. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 16% bachelor's-or-above. Median household income is $69,688, near the U.S. median near $78,000. Home values center near $167,700, an affordability ratio of 2.4× — accessible. 5.0% of residents fall below the poverty threshold. There are about 1,015 housing units across 56481. Rent burden reaches 4% of tenant households. Owners hold 87% of homes, renters 13%. DLRadar's demographic-stress index for the area reads 21/100.

Net-net, 56481 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

7/100
Composite stress
17/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 56481

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk21
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Wadena County

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