ZIP 56464 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 56464 in Wadena County, Minnesota comes in at 10, a minimal composite-distress reading. Structurally it carries 22/100, against 2/100 of stress already in motion. Its standout signals are construction/permit lag (51/100), structural risk (22/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The market reads peak — home values rose 3.1% year on year, and 5% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $70,505, near the U.S. median near $78,000. Roughly 13.1% live below the poverty line. There are about 2,565 housing units across 56464. Around 27% of renters are cost-burdened. Home values center near $207,700, an affordability ratio of 2.8× — accessible. About 22% have a four-year degree. The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 56464 scores 29/100. Population is roughly 5,091 with a median age of 38. Vacancy runs 30.7%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 56464 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 56464 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 56464 read uses the identical public-record model applied coast to coast, which means its 10/100 score means exactly what it means anywhere else, and 56464 stays directly comparable to neighboring ZIPs and the rest of Wadena County, Minnesota. Where the public record is thin for 56464, the field stays empty rather than modeled, and fills in as new documents post.

The 10/100 for 56464 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 56464 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.