ZIP 56470 Property Distress & Foreclosure Data

ZIP code 56470 in Hubbard County, Minnesota carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (49/100), structural risk (23/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100). Structural exposure scores 23 and live distress 2 on the 0–100 scale.

The peak-phase market in 56470 posted values that rose 4.5% over the year, and 20% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 10,859 with a median age of 49. Vacancy runs 37.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 73% owner-occupied to 27% rented. There are about 7,490 housing units across 56470. Roughly 10.2% live below the poverty line. On demographic stress specifically, 56470 scores 34/100. A median home runs $291,100 here, or 3.8 times local income. Rent burden reaches 45% of tenant households. About 30% have a four-year degree. Households earn a median $68,351 — below the roughly $78,000 national figure.

On the whole, 56470 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.