ZIP 56552 Property Distress & Foreclosure Data

In Clay County, Minnesota, ZIP 56552 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (31/100), structural risk (28/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 28/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (67/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 12.7%. Around 100% of renters are cost-burdened. 87% of housing is owner-occupied. The typical home is worth about $193,300 (3.2× income, relatively affordable). Around 16% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 38/100. At $51,964, median income runs below typical U.S. levels. The vacancy rate is 6.0%. The ZIP holds roughly 212 housing units. 560 residents call 56552 home, typically aged 43.

Overall, 56552 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.