ZIP 56552 Foreclosure, Tax-Lien & Distress Report
Clay County, Minnesota · Affordable market
ZIP code 56552 in Clay County, Minnesota carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (76/100), structural risk (40/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 40 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (67/100)).
Prices here sit in a peak phase: values rose 3.7% over the trailing year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
The poverty rate is 12.7%. Rent burden reaches 100% of tenant households. Owners hold 87% of homes, renters 13%. A median home runs $193,300 here, or 3.2 times local income. Around 16% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 38/100. At $51,964, median income runs below typical U.S. levels. Vacancy runs 6.0%. The ZIP holds roughly 212 housing units. About 560 people live here, median age 43.
Net-net, 56552 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 56552 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 56552 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56552 can be compared directly against any other ZIP in Clay County, Minnesota or nationwide. Where the public record is thin for 56552, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 56552 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Treat 56552 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 56552
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
56552 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 56552, the same set carried on every parcel.
Other Clay County ZIP codes
Keep exploring Minnesota distress
Additional distress intelligence spanning Clay County, Minnesota by ZIP, county and state.
Get the full acquisition report for 56552
Pull every distressed parcel in 56552 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology